2027 premiums at a glance. Click a canton to start your personal comparison.
Authorities, insurance companies, banks: we make the enquiries, request documents and handle the correspondence. You get on with your life.
Compensation fund, insurers, tax authority, banks: we receive the post, obtain what is missing and keep an eye on the deadlines.
Independent advice for private individuals and businesses. At five locations in Switzerland, with dedicated contacts.
The selected rate is sent with your enquiry to the VFR advisory team.
One point of contact instead of five: insurance, finances, taxes and company matters in one dossier.
One of them costs you nothing. The other two are currently available at an introductory rate.
Register once — we review your premium every year and switch for you where it makes sense. No effort, no cost.
Authorities, insurance companies, banks: we make the enquiries, request documents and handle the correspondence. You get on with your life.
Compensation fund, insurers, tax authority, banks: we receive the post, obtain what is missing and keep an eye on the deadlines.
View policies and documents, report a claim, upload paperwork and follow the status of your requests at any time — in future all in one app on your phone.
Insurance, finance and risk management is what we're all about. We make your insurance and banking matters as uncomplicated as possible — personally looked after, not via a call centre.
We are tied to no insurance company and compare more than 20 providers — in our clients' interest.
Your policies, contracts and deadlines are held centrally with us. You call one number, not five.
We handle policy changes, notice periods, premium comparisons and claim notifications for you.
Registered as an independent insurance intermediary and member of the Swiss Insurance Brokers Association SIBA.
Three steps – that’s all it takes.
Book an appointment, call us or request a callback – whatever suits you.
We analyse your situation and obtain the best offers – independently.
Switching, paperwork and deadlines are on us. Free of charge for you.
Feedback from consultations, claims and corporate mandates.
«VFR brings many years of experience and comprehensive expertise in health insurance and insurance matters. The team has looked after me reliably for years in all aspects of accounting and tax advice.»
«Working with VFR was a great experience! Planning my financial future has never been so easy.»
«I found the right insurance package for my company thanks to VFR. I saved both time and money.»
«I can only recommend VFR. Very professional staff, easy to reach. They respond to your wishes and take time for their clients. As a client you feel genuinely valued and taken seriously.»
«I value the trust VFR places in its work. Their professional and dedicated team does outstanding work you can rely on. I therefore recommend VFR without reservation!»
«VFR GmbH supports us with accounting and fiduciary services — reliably, thoroughly and always on time. Communication is straightforward and quick, and questions are answered immediately. VFR has also identified gaps in our insurance cover and achieved real savings. We feel well looked after in every respect and recommend VFR without reservation.»
Share your feedback with us — after a brief review, we will publish it here.
A referral is the nicest thank-you – and we follow up on every single one personally.
Free and without obligation – online, by phone or at our office.
We are tied to none of these companies and compare them in the interest of our clients.
Enes Malik Bayoglu brings many years of experience in insurance and finance and is known for his commitment to the security and wellbeing of his clients. As partner and chairman of the executive board, he is dedicated to developing innovative solutions and ensuring excellent client care.
Founder & CEO, VFR Versicherungs-, Finanz- und Riskmanagement GmbH
Newsletter with updates on premiums, deadlines and offers.
Every successful referral pays off — you receive cash.
I can help with your questions and take the details of your request, step by step.
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