Insurance, finances and risks — from a single source
Independent advice for private individuals and businesses. Since 2015, at five locations in Switzerland.
What can we help you with?
One point of contact instead of five: insurance, finances, taxes and company matters in one dossier.
Insurance
- Health & supplementary insurance
- Motor vehicle & household contents
- Liability & legal protection
- Travel & pets
- Life & disability
Finances
- Mortgages & financing
- Pension planning 3a / 3b
- Investments & savings
- Tax return
- Retirement planning
Risk management
- Risk analysis
- Contract review
- Claims management
- Cover optimisation
- Pension gaps
Businesses
- Company formation
- Business insurance
- BVG & employee benefits
- Accounting & payroll
- Annual financial statements
Automatically to the best health insurer every year
Sign up once — we check your premium every year and switch for you when needed. No effort, no cost.
Your relief service for authorities and public offices
We handle communication with insurers, banks and institutions — discreetly and efficiently.
“VFR” means much more than you'd think
Insurance, finance and risk management is what we're all about. We make your insurance and banking matters as uncomplicated as possible — personally looked after, not via a call centre.
Independently arranged
We are tied to no insurance company and compare more than 20 providers — in our clients' interest.
One dossier, one adviser
Your policies, contracts and deadlines are held centrally with us. You call one number, not five.
We manage with
We handle policy changes, notice periods, premium comparisons and claim notifications for you.
FINMA-registered
Registered as an independent insurance intermediary and member of the Swiss Insurance Brokers Association SIBA.
What our clients say
Feedback from consultations, claims and corporate mandates.
«VFR brings many years of experience and comprehensive expertise in health insurance and insurance matters. The team has looked after me reliably for years in all aspects of accounting and tax advice.»
«I can only recommend VFR. Very professional staff, easy to reach. They respond to your wishes and take time for their clients. As a client you feel genuinely valued and taken seriously.»
«Working with VFR was a great experience! Planning my financial future has never been so easy.»
«I value the trust VFR places in its work. Their professional and dedicated team does outstanding work you can rely on. I therefore recommend VFR without reservation!»
«I found the right insurance package for my company thanks to VFR. I saved both time and money.»
«Thanks to VFR I finally feel financially secure. The advisers are competent and offered me tailor-made solutions. Many thanks!»
We are tied to none of these companies and compare them in the interest of our clients.
Enes Malik Bayoglu
Enes Malik Bayoglu brings many years of experience in insurance and finance and is known for his commitment to the security and wellbeing of his clients. As partner and chairman of the executive board, he is dedicated to developing innovative solutions and ensuring excellent client care.
Founder & CEO, VFR Versicherungs-, Finanz- und Riskmanagement GmbH
