Annual health-insurance check — free of charge and worry-free for you
Premiums rise. Tariffs change. We stay on it for you. With VFR's free service we make sure you are insured with the right and cheapest basic health insurance every year — without having to compare offers or fill in forms yourself.
This is how easy it is
Sign up once — after that you never have to worry about your basic health insurance again.
Request a quote
You fill in the short form — we review your situation and send you your personal quote. Free and without obligation.
Sign the power of attorney once
All we need is your one-time mandate power of attorney — we take care of the rest.
Benefit automatically every year
Every autumn we compare premiums and benefits and switch for you when needed. You only receive the result.
Your benefits at a glance
- 100% free of charge for you – we are remunerated by the insurers
- Completely non-binding and without obligation for you
- Automatic annual optimisation of your basic insurance
- No effort for you – You only receive the result
- Personal support from our insurance experts
- Supplementary insurance stays in place or is optimised on request
- Neutral & independent – we work with all the major health insurers
- Data security guaranteed – Your data is in the best of hands with us
What our service includes
- 01Market analysis of premiums and benefits
- 02Personal comparison & recommendations
- 03Form service when you switch
- 04Policy check & submission
- 05Regular review of your supplementary insurance (on request)
- 06Personal advice & support from VFR
Transparency: we are remunerated by the insurers — the rates are openly listed in our Remuneration information.
Request your free CareSwitch offer now
Simply fill in the form — we review your situation and send you your personal quote. No obligation.
Prefer to talk first?
Free initial consultation on basic health insurance — by phone or video, around 30 minutes. Our specialists are happy to help: personal, competent and with no obligation.
