Remuneration information pursuant to Art. 45 VAG
As at 27 June 2025
This translation is provided for guidance. The German version is authoritative.
As an insurance intermediary registered in accordance with FINMA requirements (registration no. F01490428), we transparently disclose the remuneration (commissions) we receive from insurance companies for our advice and intermediary services. This information is indicative; exact rates may vary slightly depending on the product, provider and agreement.
| Insurance line | Brokerage commission (%) | One-off commission (CHF) |
|---|---|---|
| Basic health insurance (KVG) | — | CHF 70.– per concluded contract |
| Supplementary health insurance (VVG) | — | Monthly premium × 12–16 |
| Life insurance (pillar 3a/3b) | 3–6% of the single premium or 30–40% of the annual premium | — |
| Daily sickness benefit insurance (KTG) | 5–8 % | — |
| Accident insurance (UVG) | 1–3 % | — |
| Other accident insurance | 5–10 % | — |
| BVG insurance (pension funds — expense/risk premium) | 1–3 % | — |
| Property insurance (e.g. household contents, buildings) | 10–15 % | — |
| Motor vehicle insurance | 8–12 % | — |
| Fleet insurance | 7–15 % | — |
| Transport insurance | 7–15 % | — |
| Business liability insurance | 10–15 % | — |
| Legal protection insurance | 10–15 % | — |
| Pet insurance | 10–15 % | — |
| Travel insurance | 7–15 % | — |
| Engineering insurance | 10–15 % | — |
| Cyber insurance | 10–15 % | — |
This information is provided in accordance with the statutory requirements of VAG Art. 45 and AVO Art. 182. We are always available for questions about specific remuneration models or if you would like advice paid entirely by fees, without commissions.
More information about remuneration disclosure is provided in our Client information under Art. 45 VAG, section 7.
